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Artist Insurance

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When you work in the creative industries, insurance is probably the furthest thing from your mind. Artist insurance could help to protect you against the unexpected.

Our specialist insurance policies are tailor made to suit artistic professionals looking for artists public liability insurance and more. Our policies are customisable and intended to give you the right level of insurance protection for your needs.

If you get caught out without insurance, you could end up severely out of pocket and unable to work. With artist insurance from Caunce O’Hara, you can focus on your artistic endeavours with the peace of mind that you’ll be covered no matter what happens.

You don’t have to be an expert in insurance to take out an artist insurance policy with us. Our expert team will guide you through every step in the process.

Call 0333 321 1403 to speak to one of our team and to request a quote or click to build a bespoke quote online in minutes!

Click here to get a quick quote for your freelance artist insurance


Caunce O’Hara insurance for Creative professionals includes:


Our business insurance policies include:

Call one of our award-winning team today on 0333 321 1403 for a quotation and to discuss your business insurance needs or click to get a quick online quote in minutes!


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What Insurance Do I Need?

Build your custom artist insurance policy. We offer:

  • Professional Indemnity Insurance

    If you do freelance work, professional indemnity insurance will help to protect you in the event a client or customer is unhappy with your work. For artistic professionals, this will cover your legal defence costs as well as damages brought by the claimant.

    It is important to secure artist professional indemnity insurance if you carry out any freelance work as an artist. We offer cover from £50,000 to £5,000,000 so you can choose the right level of artist insurance cover for your needs.

  • Business Combined Insurance

    Our business combined insurance is ideal for artists as it combines a number of different artist insurance options into one, easy-to-understanding package. Artists public liability insurance is essential as it ensures that you are covered during events or if a member of the public is injured as a result of your work. Our business combined insurance not only include artists public liability insurance, it also includes employers liability, office contents and directors and officers liability. Office contents insurance cover all of your workshop or office equipment, so if your studio is ever broken into, or damaged by water or fire, you don’t have to worry about losing income or being out of pocket. Employers liability insurance means that you’ll be covered if you hire an employee and they are injured while working for you.

  • Public Liability Insurance

    Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business.
    Click here for a quick quote

  • Personal Accident, Sickness & Travel Insurance

    24 hours a day protection (not just while you’re at work) to cover you in case of a work accident or sickness caused by your work. Prices start from only £36.44 a month for £50,000 of cover.
    Click here for a quick quote

  • Tax Enquiry & Legal Expenses

    Artistic professionals can face a range of legal problems, from tax disputes to copyright claims. Even if these claims are unfounded, fighting them in court can be devastating to your earnings, particularly if you can’t work until the claim is settled. As a freelance artistic professional, you can protect yourself by taking out tax enquiry and legal expenses insurance. This means that if there is ever a dispute about the tax or VAT you should pay or are owed, you won’t be out of pocket for getting legal advice or legal defence.


  • Competitive pricing
  • Dedicated handlers to assist with your queries
  • Documents issued instantly via e-mail
  • Access to your own claims team
  • Cover for legal defence costs and compensation bills
  • Monthly payments
4.8/5 4.85/5
  • "I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
    I found the person I dealt with very helpful and knowledgeable about my options."
  • "A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
  • "Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
  • "I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
  • "All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
  • "Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
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Give us a call and tell us all about your indemnity requirements.

0333 321 1403

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