Photographers Insurance

Celebrating National Photography Day

Posted on 17th August 2018 by

A photograph is still possibly the best way to capture a special moment in time. Time spent with your family and friends, a special event, or a professional photograph of nature, or urban landscape, or a sporting achievement.

No words can describe what a photograph can show. The raw emotion that is depicted can invoke feelings from all parts of the emotional spectrum.

Photography has become a more accessible profession to everyone, especially with the technological improvements that have been made to camera phones.

World Photo Day was first celebrated on August 19th 2010 when it hosted its first global online gallery online gallery. Almost 270 photographers shared their photos and people from over 100 countries visited the website.

Professional photography equipment remains expensive. Professional quality SLR cameras can cost in excess of £500, and the telephoto lenses even more. That’s not to mention the cost of an iBook Pro for editing and retouching the photos.

One key point to be aware of is that many household insurance policies do not cover business equipment. Therefore, it makes sense to have a separate business insurance policy in place to ensure you are fully protected.


At Caunce O’Hara we provide comprehensive insurance policies for a wide range of professions. One of the most popular professions we cover is freelance photographer.

In fact, in 2017 the number one claim form we received was for stolen or damaged equipment.

As a freelance photographer your whole career and livelihood is held in your hands and your camera bag.

If you drop your equipment or leave it on a rail platform. Or worse, have your camera equipment stolen, what would you do?


There are a number of cover options available to you:

Portable equipment insurance

This cover will pay to fix or replace your camera, laptop, phone, lights, recording equipment etc. It will also cover hire costs for equipment that you may need to continue your work.

Public liability insurance

This policy covers third party property damage and injury that may be cause by you or your business. It is very handy if you go out to meetings or events and if clients or members of the public come to your premises to meet you.

Professional indemnity insurance

PI insurance will respond to defend you against claims of negligence, breach of confidentiality, dishonesty, libel and slander.


Whether you work as a wedding photographer, fashion photographer, or a journalistic photographer, with a comprehensive photography insurance policy from Caunce O’Hara you can rest assured that you and your equipment is covered should the worst happen.

If you would like a quote for your photography insurance, please click here. It only takes a couple of minutes. Or call 0333 321 1403 for more information.

In the meantime, get out in the open with your camera and enjoy national #PhotographyDay and contribute your fantastic photos to


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Author Phil Ainley, Marketing Manager

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