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The Right of Substitution explained for contractors
Posted on 23rd October 2019 by Phil Ainley MCIM CMktr
The right of substitution is one of the key tests of your IR35 employment status as set out by the HMRC.It is important for contractors wishing to operate outside of IR35 that they ensure the righ...
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What can we expect in the 2019 Autumn Budget?
Posted on 8th October 2019 by Phil Ainley MCIM
It is expected that the 2019 Autumn Budget will follow the same format as the previous two Budgets, as the Chancellor of the Exchequer delivers the latest tax updates.A date is yet to be announced...
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Tell us what you want to read about
Posted on 27th August 2019 by Caunce O'Hara
We want you to enjoy our blog and our e-newsletter so we can provide you with the best topics for you and your business.Email your suggestions to socialmedia@caunceohara.co.uk...
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Contracting Awards 2019… we’ve been nominated!
Posted on 22nd August 2019 by Phil Ainley MCIM CMktr
At the beginning of August we received the fantastic news that we had been nominated for one of the prestigious Contracting Awards for 2019.We join a shortlist of high-profile insurance peers in t...
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Much to think about for contractors and their advisers
Posted on 28th June 2019 by Adrian Stewart
There’s a lot for us all to think about currently on the global, economic, political and financial fronts.The news is dominated with the Tory leadership battle, Brexit (yes, the outcome still re...
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FAQs – What contractor insurance do I need?
Posted on 18th June 2019 by Phil Ainley MCIM
Want to escape the humdrum of permanent employment? Then contracting could be for you.One of the biggest draws to contracting is the chance to escape the shackles of employment and forge your own ...
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Risks of the modern railroad for rail workers
Posted on 8th April 2019 by Phil Ainley MCIM
Working on the railways has captured the hearts of romantics for decades. In the age of steam, youngsters dreamt of becoming train drivers and the exhilaration and excitement that came with these maje...
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8 classic mistakes that contractors make and how to avoid them
Posted on 4th April 2019 by Phil Ainley MCIM
It is almost unheard of for a contractor to forge a successful contracting career without having to negotiate some tricky situations along the way.Issues can arise with recruiters and clients alik...
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Contractor’s Guide to Tax Efficient Life Insurance
Posted on 20th March 2019 by Rachel Lees of Broadbench
We understand that Life Insurance isn’t the most exciting of purchases but taking a moment to make a simple change to your Life Insurance could save you hundreds of pounds in the future. Let us intr...
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5 issues keeping contractors awake at night
Posted on 18th March 2019 by Phil Ainley MCIM
There are countless articles, blogs and whitepapers extolling the virtues of freelance and contract work over full-time employment. ALL of which appear to lead with ‘freedom’ as their main (and us...
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Could IR35 reform actually be of benefit to the North Sea offshore sector?
Posted on 2nd March 2019 by Phil Ainley
For all the fuss around IR35 over the past few years, the new legislation, which comes into effect in April 2020, could actually be of benefit to the North Sea offshore sector.The offshore energy ...
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Key reasons why it is important for freelancers and the self-employed to be active networkers
Posted on 18th January 2019 by Phil Ainley MCIM
Networking in business is a practice that is as old as the sun. Traders regularly met in market squares in ancient times to sell their wares and discuss new opportunities with other traders from far f...
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4 Things contractors should know about getting paid abroad
Posted on 15th January 2019 by Jamie Holmes - Director at CurrencyWave
Despite current uncertainties surrounding Brexit, opportunities for UK contractors who work or are thinking of working abroad continue to remain lucrative.However, working abroad usually means get...
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Protect your family this Christmas
Posted on 17th December 2018 by Rachel Lees of Relevant Life Expert
It seems as though the festive season is well and truly upon us!As a Contractor, we understand that family is your biggest priority and likely to be at the forefront of your mind this time of year...
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Are you sure your portable equipment is insured?
Posted on 27th November 2018 by Phil Ainley MCIM
Recent information released on August 2nd by OfCom highlights just how dependent on our mobile devices we are.It is now commonplace to see people walking through the streets with their heads down,...
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