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Our affordable pub and restaurant insurance is designed for businesses just like yours, so all you need to worry about is getting your service right, safe in the knowledge you’re protected if anything goes wrong.

With one simple insurance package, you’re covered against material damage to your contents and stock as well as business interruption to cover financial loss as a result of material damage, injury to employees and third parties, loss of money and licence.

With simple, affordable insurance for your business, you’ll have the peace of mind your livelihood is protected. That’s one less stress to worry about in the kitchens.

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Keeping your business covered

Our flexible policies let you choose the right level of cover for your business. And if you’re not sure, just give our knowledgeable insurance experts a call and we’ll help you choose. Our cover includes:

  • Public liability insurance

    Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business

  • Employers’ liability insurance

    Legally required for your business, we provide £10 million cover if you have to pay compensation or legal fees because your staff get ill or injured at work

  • Building cover

    Up to £2m for your premises in case of fire, flood, burglary or anything else that affects your building

  • Business interruption

    Cover up to £750,000 for lost business if your restaurant has to close due to fire, flood or burglary damage

  • Loss of money

    If you lose money or it’s stolen from your till or safe, you’re covered up to £10,000

  • Contents and stock

    Select cover up to £250,000 for the cost of replacing equipment, furnishings, food and drink that are damaged or stolen

  • Loss of license

    Protection up to £250,000 if your license to sell alcohol is revoked or not renewed

  • Goods in transit

    £10,000 cover for goods deliveries that are lost or damaged while in transit

The benefits of Caunce O’Hara insurance

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