Address: Caunce O'Hara & Co Ltd 82 King Street, Manchester, Lancashire, M2 4WQ, GB
Telephone: 0333 321 1403

This business insurance product is offered by our partners at Caunce O’Hara Insurance Brokers Limited. To find out more please visit www.cohibl.com or call 0161 833 2100

Our affordable pub and restaurant insurance is designed for businesses just like yours, so all you need to worry about is getting your service right, safe in the knowledge you’re protected if anything goes wrong.

With one simple insurance package, you’re covered against material damage to your contents and stock as well as business interruption to cover financial loss as a result of material damage, injury to employees and third parties, loss of money and licence.

With simple, affordable insurance for your business, you’ll have the peace of mind your livelihood is protected. That’s one less stress to worry about in the kitchens.

Keeping your business covered

Our flexible policies let you choose the right level of cover for your business. And if you’re not sure, just give our knowledgeable insurance experts a call and we’ll help you choose. Our cover includes:

Public liability insurance

Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business
Employers’ liability insurance

Legally required for your business, we provide £10 million cover if you have to pay compensation or legal fees because your staff get ill or injured at work
Building cover

Up to £2m for your premises in case of fire, flood, burglary or anything else that affects your building
Business interruption

Cover up to £750,000 for lost business if your restaurant has to close due to fire, flood or burglary damage
Loss of money

If you lose money or it’s stolen from your till or safe, you’re covered up to £10,000
Contents and stock

Select cover up to £250,000 for the cost of replacing equipment, furnishings, food and drink that are damaged or stolen
Loss of license

Protection up to £250,000 if your license to sell alcohol is revoked or not renewed
Goods in transit

£10,000 cover for goods deliveries that are lost or damaged while in transit

Benefits

Competitive pricing
Dedicated handlers to assist with your queries
Documents issued instantly via e-mail
Access to your own claims team
Cover for legal defence costs and compensation bills
Monthly payments

4.8/5

"I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
"Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
"Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
"A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."